Homeowners Coverage That Replaces Vinyl Siding

If you have metal or vinyl siding and have good maintenance on your home you may be able to get the entire siding replaced.

Homeowners coverage that replaces vinyl siding.

Do you try just replace the panel try to match the colors to the rest of the house. Does homeowners insurance cover wind damage to siding. Diy or hire a local siding contractors. Insurance companies will cover the cost of replacing the damaged sections and then reimburse homeowners up to a certain amount say about 20 000 of the costs to replace the undamaged siding so that the entire house will match.

Vinyl siding popularity has grown as an economical solution for covering the façade of new homes as well as siding replacement for older ones. While insurance companies won t often replace poorly taken care of siding that s not a part of the damage it s often a different case if the siding has been discontinued. Your vinyl siding blew off. Metal siding is also popular and very durable.

Your homeowners insurance policy should cover the cost to repair siding that has been damaged by the weather. However that may come at its own price. Keep in mind that insurance companies won t be replacing your old siding for normal wear and tear. And then if you have undamaged siding coverage it ll reimburse you for up to 20 000 of the costs for replacing the remaining undamaged siding so everything matches as closely as possible.

Vinyl siding is less likely than wood to trap moisture due to the tiny weep holes in the butts of the panels and the fact that it s loosely hung to allow air to circulate behind it. As noted above your homeowners policy will begin by covering the cost of replacing the damaged sections. If only one side of your house has damaged siding your homeowners insurance policy may pay for the cost to replace the siding on the entire house.